Tips for handling workers’ compensation claims

If your client suffered a work-related injury or illness, they may be entitled to workers’ compensation benefits that may cover the following:

Medical expenses

Ongoing care costs

Lost wages

Vocational rehabilitation costs

Funeral expenses

Unfortunately, workers’ compensation claims — even legitimate ones — can be unjustly denied by insurers.

The role of medical records in workers’ compensation claims

Despite all safety measures that a business has in place, employees may still get into workplace accidents or suffer from work-related illnesses. When these situations occur, injured or sick employees (or their beneficiaries) in the United States can file for a workers’ compensation claim to secure the following benefits:

Medical care coverage
Income replacement payments for lost wages, if the employee’s recovery takes a long time
Coverage for new job role training, if the employee can’t return to their old job role
Long-term disability benefits, if the employee can no longer return to work
Payment for funeral expenses, if the employee dies

By having the financial means to receive healthcare treatment, injured or ill employees can hope to recover more quickly and thus get back to work faster.