Despite all safety measures that a business has in place, employees may still get into workplace accidents or suffer from work-related illnesses. When these situations occur, injured or sick employees (or their beneficiaries) in the United States can file for a workers’ compensation claim to secure the following benefits:
Medical care coverage
Income replacement payments for lost wages, if the employee’s recovery takes a long time
Coverage for new job role training, if the employee can’t return to their old job role
Long-term disability benefits, if the employee can no longer return to work
Payment for funeral expenses, if the employee dies
By having the financial means to receive healthcare treatment, injured or ill employees can hope to recover more quickly and thus get back to work faster.