Why are medical records important in a car accident insurance claim?

After suffering injuries from a car accident, your client may be counting on their auto insurance policy to pay off their medical bills and other expenses. Unfortunately, their insurance claim may be wrongly denied due to weak documentation.

You should advise your client to seek medical attention immediately after the accident, tell their doctors every detail related to their injuries, follow their doctor’s instructions, and participate in all medical treatments.

The role of medical records in workers’ compensation claims

Despite all safety measures that a business has in place, employees may still get into workplace accidents or suffer from work-related illnesses. When these situations occur, injured or sick employees (or their beneficiaries) in the United States can file for a workers’ compensation claim to secure the following benefits:

Medical care coverage
Income replacement payments for lost wages, if the employee’s recovery takes a long time
Coverage for new job role training, if the employee can’t return to their old job role
Long-term disability benefits, if the employee can no longer return to work
Payment for funeral expenses, if the employee dies

By having the financial means to receive healthcare treatment, injured or ill employees can hope to recover more quickly and thus get back to work faster.